Articles : Savings and investment

Prioritising your debts

Whether it’s your mortgage or paying off a credit card, debts can make you feel like burying your head in the sand. But prioritising can help you to manage what and how much you owe

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Your mortgage checklist

If you’re thinking about getting a mortgage, there are a number of things that can affect your eligibility aside from a deposit

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Investing in stocks and shares

The stock market can be a valuable place to invest your money, but spreading your investments is key to reducing risk and maximising growth

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How can risk affect your retirement?

Investing your money can be risky. But, it’s important to take some risk if you want your pot to grow and enjoy a comfortable retirement

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Could a new benefits policy affect your mortgage?

Changes to the government’s Support for Mortgage Interest benefit could affect homeowners like you

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What is asset allocation?

When it comes to reducing risk and helping your money grow, asset allocation plays an important role. But what exactly is involved?

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Why is making a will important?

If you don’t make plans on how you want to distribute your wealth once you’re gone, you may leave a host of problems behind

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Is it time to let your family help with your finances?

As you get older, you may find that family and friends want to help you with your finances. While this can be helpful, it’s important that you’re in control of how it happens

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How do your investments affect tax?

Most of us know about the tax we pay on our wages, but did you know that your investments can also impact how much tax you pay?

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Getting your children to save

They may not thank you for it now, but one of the best things you can give your children is good financial know-how

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Financial advice: is it worth it? 

Consulting with a financial adviser could result, on average, in a boost of over £40,000 to your savings and investments, financial assets and pension

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How we make investment decisions

In order to grow your pot, there are a number of decisions we have to make when it comes to investing your money

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What does the Budget mean for you?

The Chancellor of the Exchequer presented his Autumn Budget to Parliament on 22 November 2017. Our Director of Policy Steve Webb explains five key things that you should takeaway

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Supporting yourself and your family

Grandparents are playing a bigger role in supporting families financially, but it is important to take your future needs into account

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How does inflation affect your money?

If you don’t plan effectively, inflation could cause your pot of hard-earned cash to shrink

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Will your council pay for long-term care?

While the situation is different for every local authority, you may be entitled to help with your long-term care

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10 steps to building a financial plan

Having a financial plan in place early on can make it easier to manage your money further down the line

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Are you entitled to any unclaimed money?

Billions of pounds are lying unclaimed in pensions, policies, accounts, investments and prizes across the UK. Is any of it yours?

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Should you save or invest?

While savings accounts may seem like a safe place to keep your hard-earned cash, low interest rates mean it is not always the best option

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Five ways to save for your first house deposit 

Saving for a deposit is one of the biggest obstacles in getting onto the property ladder, but being aware of the many options available may help you to reach the sum you need

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Investing for uncertain times

Knowing how to make the most of stock market growth, while protecting yourself from any changes, can help your investments to perform well

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Should you lend money to your children?

There are important factors to consider when providing financial support to children purchasing a property

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The benefits you might be entitled to

If you are struggling to make ends meet, it is worth checking to see whether you are entitled to any of the many benefits available

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Top 10: tips to manage your money

If you struggle to manage your money and have little saved, you are not alone

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Can you invest without risk?

Moving your money out of savings may seem tempting in a low interest rate environment, but can you invest without putting your nest egg at risk?

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Should you take your debt more seriously?

Borrowing to make purchases can leave you paying the price long after you’ve forgotten what you bought

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How to save for your children

Pensions offer a simple, tax efficient way of saving money for your children, but what are the alternatives?

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Saving for your future

Saving for the future can seem like a daunting task if you are on a fixed budget or low income, but there are a number of simple methods you can take to start building a healthy nest egg

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Supporting yourself and your family

Grandparents are playing a bigger role in supporting families financially, but it is important to take your future needs into account

More

How to stay one step ahead of pension scammers

Knowing what to look out for, and how to report anything suspicious, can help you to protect your pension pot from fraudsters

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Getting your children to save

They may not thank you for it now, but one of the best things you can give your children is good financial know-how

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Should you lend money to your children?

There are important factors to consider when providing financial support to children purchasing a property

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Is flexible retirement right for me?

On the surface flexible retirement may seem like an attractive option for many, but it is important to weigh up the practicalities

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Insight into Work

In 2017 we launched our brand new Royal London Insight into Work programme for members and their families

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